About Me

To beat the enemy you have to know your enemy.
Suntzu “The Art of War”

Hi, I’m Royal Paine.” They call me the “Anonymous Payday Loan Insider” because I’ve worked with 3 payday loan internet lenders and one very large payday loan store chain as a “collector.” My job is to get money out of you any way I can. I’ve been highly trained to accomplish this goal. I’ve sat in hundreds of hours of training seminars and role playing meetings while expert collectors in credit card and debt settlement industries trained and extolled me to get your money!

How to get out of your payday loans
Payday Loan Help & Relief

I learned memorized “scripts” for ANY response you offered me to explain why “you can’t” pay me today.” I am trained to berate you, threaten you, embarrass you, lie to you, make you cry, chastise you… anything to get my money and earn my “spiff” – bonus  money for the month.

My new book book, 18 Ways to Say Goodbye to Your Payday Loan lender, shares all the knowledge and tactics I learned over the past 10+ years as a payday loan collector. What follows are the methods I was trained to use to manipulate you – a payday loan borrower.

Each “tactic” I share reveals the recurring theme of a payday loan collector: get money from you – get money from you any way I can and get it now while I have you on the phone. Say whatever must be said to get you to pay something to me today – now!

Each “tactic” will specifically demonstrate what you, a payday loan borrower under a mountain of debt, can do to exploit the plight of the collector and how you can use this knowledge to reduce or eliminate your payday loan debt.

I will explain step-by-step how you can take advantage of the collector’s weaknesses and exploit them for your benefit.

I’m going to show you how to use every trick to put-off a payday loan debt collector, steal every second of their precious time, and eliminate or reduce the money you owe.

To my knowledge, this is the first time that these “tactics” have been revealed to the 40 million U.S. payday loan borrowers that make use of these “short-term,” small dollar loans. I’m speaking to you straight about what I personally know from experience collecting money from payday loan debtors like you every day for the past 8 years.

Why? Why do I do this? Why, for the money of course. I do it to sell books and continue with speaking engagements. Selling books and speaking is a whole lot more fun than sitting on the other side of a phone while listening to you cry and make every excuse to NOT PAY ME!

Now, you know why I’m doing this. The bigger question is, what will you do with this new knowledge?

Head over to Amazon now to invest in my book: Click to get my book now!