Monthly Archives: March 2016

What to Say to a Payday Loan Debt Collector

Payday Loan Debt Collector Problems?

So, you have payday loan debt collectors calling you, texting you, emailing you…

How do you respond to a payday loan debt collector? 1st, it depends on whether this payday loan debt collector is your original lender.

The CFPB – Consumer Financial Protection Bureau – has debt collector template letters you can use free. (Available at their website with a link below.)

Common challenges with payday loan debt collectors include your need to figure out if this debt collector who is on your butt BOUGHT the loan from your original payday loan lender.

payday loan debt collector
Payday Loan Collector Help

Use the free sample payday loan debt collector response letters below ASAP! Keep copies of EVERYTHING! Consider these tasks your new job. You can save yourself thousands of dollars if YOU fight this TODAY.

Need more help fighting payday loan debt collectors? Get my book delivered to your inbox NOW. Click Here to access Amazon and “18 Ways to Kiss Your Payday Loan Lender Goodbye.” Only $2.99 investment.

Using free CFPB sample letters, you can respond to payday loan debt collectors by:

How to handle a payday loan debt collector. What you must do?

WARNING: These letters are not legal advice.

If you’re being sued or think you’ll be sued by a payday loan debt collector, consider contacting a lawyer or read my $2.99 Amazon Book.

If you’ve manged to get your ass in payday loan hell, it’s a drag. I know! I’ve worked in payday loan debt collection call centers for years. I’ve heard every excuse and I know how to respond to them. learn from me. Invest a mickey mouse $2.99 and read my book. 100% satisfaction guaranteed.

You can beat the payday loan debt collectors BUT you have to know what to say and how to say it!

Payday Loan Relief: More Scum Bags Bite the Dust: Apply for Your Money

Payday Loan Help

“The FTC requests a final judgment of over $43 million in equitable damages and injunctive relief against all defendants.”

YOU are entitled to money thanks to an FTC program launched against the payday loan companies listed below. Check your bank records for any debits processed by any of these companies. READ the name of the ACH processors involved as well. And, if you even THINK you may have been ripped off by a payday loan company, get my book, “How to Kiss Your Payday Loan lender Goodbye” available on Amazon for $2.99! It’s all about payday loan help available to you.

“The FTC argues that this provision is necessary because these defendants “directed many of the scheme’s most unscrupulous practices, including posing as a lender to purchase declined payday loan applications” and “falsely
held themselves out as consumer credit experts” and lenders in order to purchase consumer account information.”

“Section III of the FTC’s proposed order is reasonably related to Jared Mosher, Christopher Sunyich, and Steven Sunyich’s misconduct. This relief is especially appropriate in light of their high-level involvement in the scheme, which preyed on vulnerable customers i.e. payday loan applicants in need of financial assistance while purporting to offer nonexistent financial counseling and services. ”

Payday loan help and relief
Payday Loan Help

The Federal Trade Commission sued Ideal Financial Solutions, Inc., its related entities, and the people who control them alleging a wide-ranging fraud scheme in which Ideal, through a host of shell entities, purchased consumer bank and credit card information from payday-loan vendors and charged unwitting consumers a fee for financial services never provided.

The FTC filed this action against Ascot Crossing, LLC; Avanix, LLC; Bracknell Shore, Ltd.; Chandon Group, Inc.; Fiscal Fitness, LLC; and Ideal Financial Solutions, Inc. (corporate defendants); and the people who control them: Kent Brown, Jared Mosher, Christopher Sunyich, Melissa Sunyich Gardner, Michael Sunyich, Shawn Sunyich, and Steven Sunyich (individual defendants), alleging that they orchestrated a fraud scheme using unfair billing practices (count 1), deceptive billing practices (count 2), and deceptive statements that consumers authorized payment (count 3), all in violation of the FTC Act.

Here’s the link to the FTC website, complaint form and $43M settlement:
https://www.ftc.gov/enforcement/cases-proceedings/1123211-x130044/ideal-financial-solutions-inc-et-al